Effective date: September 22, 2026 | Last updated: September 22, 2026

These Terms of Use govern access to and use of empoweredbyknowledgeinc.org and its content. By using the website, you agree to these terms. If you do not agree, please do not use the website.

About the organization

Empowered By Knowledge, Inc. is a North Carolina nonprofit organization recognized as tax-exempt under Internal Revenue Code section 501(c)(3). The website provides information about our mission, youth financial literacy programs, events, partnerships, sponsorships, giving opportunities, and related activities.

Permitted use

You may use this website for lawful, personal, informational, and charitable purposes. You may not:

Use the website in a way that violates law, harms another person, or interferes with site operation.
Attempt unauthorized access to the website, accounts, systems, or data.
Introduce malicious code, scrape the site through abusive automated means, or misrepresent your identity or affiliation.
Copy, sell, publish, modify, or commercially exploit protected site content without written permission, except as allowed by law.

Educational information

Website content is provided for general educational and informational purposes. It is not individualized legal, tax, accounting, investment, financial, medical, or mental-health advice. You should consult an appropriately licensed professional regarding your circumstances. Participation in a program or use of website information does not guarantee funding, grants, sponsorships, financial results, business success, or any other outcome.

Programs and events

Program and event details may change. Registration may be subject to eligibility requirements, capacity limits, deadlines, parental or guardian permission, releases, codes of conduct, and additional terms shown during registration. We may take reasonable steps to protect participants and may refuse or end participation when safety, conduct, capacity, or legal requirements make that necessary.

Donations and payments

Donations and payments may be processed through a third-party provider and are also subject to that provider’s terms and privacy policy. Donation deductibility depends on applicable law and the donor’s circumstances. Donors should retain acknowledgments and consult their tax adviser. The Donation and Refund Policy forms part of these terms.

Intellectual property

Unless otherwise stated, the website design, text, graphics, program names, downloadable materials, and other original content are owned by or licensed to Empowered By Knowledge, Inc. All rights are reserved. Names, logos, photographs, or materials belonging to others remain the property of their respective owners.

Links and third-party services

Links to third-party services are provided for convenience and do not necessarily constitute endorsement. We do not control and are not responsible for third-party content, availability, security, or practices.

No warranties and limitation

The website is provided on an “as is” and “as available” basis to the fullest extent permitted by law. We do not promise that the website will always be uninterrupted, error-free, secure, or current. To the fullest extent permitted by law, Empowered By Knowledge, Inc. will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the website. Nothing in these terms excludes rights or liability that cannot legally be excluded.

Indemnification

To the extent permitted by law, you agree to be responsible for claims, losses, or expenses arising from your unlawful misuse of the website or material violation of these terms.

Governing law and changes

These terms are governed by the laws of North Carolina, without regard to conflict-of-law rules. Any dispute will be handled in a court with proper jurisdiction in North Carolina, unless applicable law requires otherwise. We may update these terms by posting a revised version and updated date.

Contact

Questions about these terms may be sent to info@empoweredbyknowledgeinc.org, 336-934-5236, or Empowered By Knowledge, Inc., 5900 Scotland Road, Greensboro, NC 27407.